Click to Call Click to Call

Home

Fischer Insurance:
Welcome to your lifeline.

Welcome to the online office of Fischer Insurance Agency where we are here to serve you 24/7/365. With over 40 years in business and a professional staff that has 125 years of experience we are sure to provide the insurance protection you need at a price you can afford.

Our online office makes it very easy to get a quote on any policy you need. Simply click the Get a Quote button and we will contact you to deliver a quote within 24 hours.

Rest assured that should an emergency claim arise after-hours or on the weekend, we will be there for you. We do not use a call center, dialing our emergency number will connect you with an actual agent at Fischer Insurance who knows you and will take care of you.

About Us

About Us


As an independent insurance agency, we take pride in our reputation of handling all insurance needs with exceptional service, working with a variety of companies in order to get you the best rate and coverage available. From quotes to claims to questions on your auto, home, commercial, health and life insurance, we strive to provide stellar customer service. We represent and protect all our clients, providing responsive and personal customer care at a moment’s notice and treating every individual and business as a family member.

We work with multiple companies to secure the very best rates; More Companies equals More Choices for you. Our staff continually attends insurance education classes and advanced designations in order to provide you with the coverage you need.

Fischer Insurance is here for the long term and we are dedicated to one goal: To make you the most important member of our family. To us, YOU are number ONE in our family.

Today, our three offices support customers throughout the State of Michigan.

History

Fischer Insurance has been family staffed and operated since 1969, when Keith Fischer opened the doors. Now, over 40 years later, the Fischer Insurance Agency continues its long-term commitment to helping protect Northern Michigan.

In 1994, Keith sold the agency to his son, Joe, who along with his wife, Tammy; have worked to put their 32 years of insurance experience to work to expand the agency. Fischer Insurance now has offices in Bellaire, Mancelona and Elk Rapids, covering all of Northern Michigan.

Auto Insurance

Auto Insurance

Most likely your single biggest exposure, when was the last time your agent took the time to explain coverage options to you? To explain the difference between Comprehensive and Collision? To make sure you were getting every discount available? And most importantly to shop your coverage to other top insurance carriers?

All the Agents at Fischer Insurance are licensed, meaning we have multiple people in multiple offices to assist you whenever you need it. It also means we have the ability to keep an eye on your policy and ensure that you are receiving not only the best coverage, but the best price.

Contact one of our Personal Insurance Professionals for a quote today!

Auto Insurance Team

Homeowners Insurance

Homeowners Insurance

Likely your biggest asset, when was the last time your agent reviewed your limits? Do you have Replacement Cost coverage? Is your personal liability limit adequate? Do you have jewelry, guns or collectables insured correctly? Have you shopped your Homeowners Insurance policy among six of the top carriers in Michigan?

We provide comprehensive insurance options that are tailored to fit your needs. We don’t copy the other guys work, we build our quotes from scratch. So you know it’s done right and can rest easy that you have the proper coverage at the best price.

Contact one of our Personal Insurance Professionals for a quote today!

Homeowners Insurance Team

Life Insurance

Life Insurance

Life Insurance is something everyone should have, but far too many go with out.  Whether you’re single, married, have children or are in business your untimely passing may leave a great financial burden on those closest to you.

Many people don’t purchase Life Insurance because it is a morbid topic or just too confusing.  Many think they can not afford it.  Truth is it can help ease the problems for those left behind, we can explain it to you in an easy to understand fashion and there are many types of policies with a wide range of pricing.

We represent companies that offer multi-policy discounts that in some instance make life insurance “free”.  We have years of experience in tailoring a policy to fit your budget and your needs.  If your legacy is in part your business, you need to plan for the succession and transition after plan – did you know Life Insurance policies play major roles in business perpetuation.

Feel free to use our online Life Insurance Needs Estimator to help you evaluate your needs.  Then contact us to help you put a plan together.

Life Insurance Team

Business insurance

Business

Commercial Insurance is a large part of our agency, not only do we have the leading carriers in Michigan but our expertise and commitment to service has kept many clients happy for years. We represent Auto Owners, Michigan Insurance, Cincinnati Insurance, Grand River Insurance and Frankenmuth Insurance who have all received accolades for their commercial insurance products, rates and claims service.

Call or email any of our agents below for a no-obligation review of your current business insurance protection program. We can help educate you, provide you with options and maybe help your bottom line.

The Agency has been helping business owners manage insurance costs and make sense of complicated coverage for over 40 years. We tend to do our best work by handling a business owners’ commercial insurance and personal insurance. This provides a seamless layer of protection that protects our clients from dangerous coverage gaps. It also makes your life easier; one agency means one call for all of your insurance needs.

Commercial Insurance Team

Request a Quote

Click here to Request a Quote

Connect with Us

Contact Us

  • THREE LOCATIONS TO SERVE YOU.

    24 Hour Emergency:
    231.533.6161

  • ELK RAPIDS

    125 Ames St.
    Elk Rapids, MI 49629
    P 231.264.6161
    F 231.533.8681

  • BELLAIRE

    225 N. Bridge St.
    Bellaire, MI 49615
    P 231.533.6161
    F 231.533.8681

  • MANCELONA

    407 S. Maple St.
    Mancelona, MI 49659
    P 231.587.8414
    F 231.533.8681